To protect everything you've worked hard for and ensure you and/or your family are covered against illness, injury or death, risk insurance is critical. Our insurance specialists can help you set up and structure a policy to suit your needs. In the event you need to make a claim, your consultant can help you navigate through the often tricky claim process.

Protecting yourself against the unexpected

Most people understand the need to protect their home against theft, their car against damage, and their health against the unexpected. But they often fail to protect their income – one of their most important assets.

At Smith Coffey you’ll find out how you can protect yourself and your family, as well as your business assets, from the unexpected. 

Why insurance?

Your income helps build the lifestyle you enjoy and provides security and stability for you and/or your family, but unfortunately, it is not always guaranteed. Therefore, to safeguard everything you’ve worked hard for and ensure you and your family are covered against illness, injury or death, risk insurance is crucial. As well as peace of mind, it can provide you with an income or lump sum when you need it most.

Finding the best solution for you

Whether you’re entering the workforce as a graduate, have a young family or an established practice, or want to start planning your retirement, we have access to a range of insurance products to suit your needs.

We deal with a broad range of insurance providers and have a thorough understanding of the market and what each company can offer you. This means we can help arrange and structure your cover to suit your needs. Plus, in the event of illness or injury, we act as your claim consultant so you can concentrate on getting better.

Here are just a few of the options available to you:

family protection solutions
We can establish a funding mechanism to ensure you receive a lump sum or ongoing income for you and/or your family in the event of death, trauma or total and permanent disability, without necessitating sale of the family home or other assets.

business protection solutions
We can arrange insurance for key people in your business or as a mechanism to fund your Buy-Sell Agreement.

income protection solutions
We can arrange insurance that protects your ability to earn an income in the event of injury or sickness. We can also arrange for your business expenses to be covered if something unexpected occurs.


Want to know more?

Download our Insurance fact sheet, then contact us below to book your initial consultation at no cost to you.