Accounts Services for Doctors and Dentists in Training

Since 1972, the Smith Coffey Group has been helping medical and dental professionals grow, manage, and protect their wealth. We understand how different government regulations, as well as taxation and accounting matters, impact doctors and dentists.

In fact, with almost 50 years of experience, we find that our clients remain with us for life because our knowledge of medical accounting and financial planning are unsurpassed in Australia.

By starting with Smith Coffey as a medical student, our team can help you to:

  • Save thousands of dollars through tax-effective salary packaging strategies
  • Claim entitlements specific to your profession in your tax return
  • Protect your future for less than the cost of a cup of coffee a day
  • Get into the housing market with a low deposit and no mortgage lenders insurance
  • Structure your loans and repayments saving thousands in interest

Choosing the right financial partner before graduating will ensure you maximise your earnings whilst being able to focus on your work and your personal life. We are well equipped to help you make the most of your unique income situation and help you to optimally structure your finances right from the start.

book an initial consultation, on us!

financial advisor for dentists

Salary Packaging Strategies for Doctors and Dentists in Training

Smith Coffey offers a Graduate Package which is specifically designed to help you maximise your income and reduce your overall tax bill. From our decades of experience, we know establishing a financial plan and strategy at the start of your medical career will put you in a better position for your entire career and allow you to focus on your work and personal life, not your financials.

Our Graduate Package includes:

  • FREE financial strategy meeting
  • Set-up and managed for the intern year
  • Intern tax return prepared and lodged

I would like to make an appointment to find out more about the Graduate Package

Partnering with a specialist medical accounting firm before graduating will ensure you are receiving the tax benefits specific to medical professionals and the structuring of your finances to grow your wealth from the beginning of your career.

Medical Student Home Loans

Medical Student Home Loans

Entering the property market for the first time can be daunting, so to help make the process easier, our lending specialists can arrange and structure home loans for your financial benefit.

We will work with you to secure a home or investment property with only a 5% deposit and without the need for lender’s mortgage insurance. Additionally, we can help you better understand and manage your existing student debt, to ensure you meet your goals in your overall financial plan.

Tax Planning for Doctors and Dentists

Tax Planning for Doctors and Dentists

When it comes to accounting and taxation, our medical accounting team can advise you on strategies to improve your position as you progress. The earlier this process can commence, the better.

We have comprehensive knowledge of each medical position and their complex accounting needs, from medical students through to practice owners, and with tailored tax planning, we can help you find opportunities and overcome challenges across a wide range of areas.

Protecting Your Income

Protecting Your Income

Initially, you’ll find out how you can protect yourself, as well as your business assets, from the unexpected. Protecting your income will ensure that you and your family are covered against unfortunate circumstances including illness, injury or death.

We are here for you through the entirety of your medical career, from medical student through to retirement, and will be available every step of the way to advise and tailor your financial strategies to suit.

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Help When You Need It

We are here for the long haul. At every stage in your life and career, you can call on us to help. You will always have a dedicated contact to answer your questions and guide you through both opportunities and challenges. If for some reason we cannot talk to you at the time of your call, we will get back to you within 24 hours. Contact us for expert medical financial services to start building and protecting your wealth today.

our team

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a good chat with

Christopher Ninyett

Christopher Ninyett

Financial Planning Registrar

Chris commenced with Smith Coffey in 2017 and specialises in helping doctors in their initial years with all their financial needs, so they can focus on the start of their busy career.

He has a Bachelor of Business majoring in Accounting and Finance, an Advanced Diploma in Financial Planning, a Cert IV in Finance & Mortgage Broking and has completed a Tax (Financial) Adviser Course.

Away from the office, Chris enjoys spending time with his family and friends and playing a round of golf.

Marcus Parkinson

Marcus Parkinson

Senior Accountant

Marcus has been with Smith Coffey since 2017 and has 12 years experience as an accountant. He provides specialist tax and accounting advice to medical professionals, as well as helping young doctors at the start of their careers.

Marcus has a Bachelor of Commerce majoring in Accounting & Finance, a Cert IV in Finance & Mortgage Broking and is a member of the Tax Institute.

Marcus keeps active playing competitive touch rugby and often ventures out with his family to off-road destinations.


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We will provide a bespoke financial plan to help you achieve your goals.

Smith Coffey specialising in the needs of medical & dental professionals 360 degrees of finance.